DEKO Finance Options
Apply for Finance online
Your application is processed instantly
No forms to sign
Repayments start 1 month after you book your course
Finance services with Trade Skills 4U provided by DEKO
Trade Skills 4U have teamed up with DEKO to offer you alternative payment methods for all of our qualifications.
Finance is available for any booking over the value of £400 offered at a standard rate usually between 9.9% APR and 19.9% APR and you can spread the payments over a period of 1 to 4 years.
If you are interested in paying for your course with finance we can run through examples of how much you will repay and send you a link from which you can make your application online and then get an instant decision. Once you have been approved simply pay your deposit for your course and we will send out all of your confirmation details.
Your loan will be serviced by DEKO whilst we remain focussed on what we do best, training!
These loans are a very affordable and a good way of looking after your cash flow.
Call our sales team on 01293 529777 to start your application or to simply see what repayment plans can be offered.
Please note that these finance options are only available through the website or over the phone and are not available in centre.
Cost of Course: £7490
Total Amount of Credit: £6540
48 Monthly Payments of: £164.24
Total Repayable: £7883.66
Duration of Agreement: 48 Months
Rate of Interest (Fixed): 9.9%
9.9% APR Representative
Trade Skills 4U acts as a credit intermediary and only offers credit products for DEKO via Omni Capital Finance. Credit provided subject to age and status.
Will I be eligible for finance?
Once you have filled in your on line finance application, the details will be assessed and you will receive an instant approval or refusal of credit. Occasionally, orders will be held for manual assessment but in this instance you can expect to be notified by email of the credit decision within a few working hours.
All loans are subject to status. You must be at least 18 years old and a permanent resident in the UK. Customers from outside the UK cannot apply for finance for Trade Skills 4U courses.
The minimum booking value eligible for finance is £400.
How do I make my repayments?
Monthly repayments are taken by direct debit. Your finance agreement starts from when you receive your confirmation details (usually when you book the course) and you don't start repaying your loan until a month after this date.
Cooling Off Period
In line with distance-selling regulations, you have 14 days from the date you sign your agreement to change your mind about the loan. If you simply wish to change your mind about the loan but still attend your course, you must contact Trade Skills 4U and pay for your course in full using an alternative method, such as your credit card. Once the new payment has been verified, Trade Skills 4U will cancel your credit agreement and DEKO will return your original deposit.
It is sometimes possible to change the term of the loan if you wish. Again please speak to us and we will see what we can do.
Founded in 2008, DEKO is the Uk’s fastest growing provider of point of sale consumer finance.
Designed from the ground up around a paperless e-signature process, DEKO redefines point of sale consumer finance for the digital age. Customers get an instant decision and can sign their credit agreement on screen, no paper forms, no waiting, no hassle.
DEKO works with reputable, established finance companies including Omni Capital Retail Finance Ltd, Shawbrook Bank and Logical Finance to offer secure and convenient online finance.
Consumer credit service provided by DEKO in association with Omni Capital Retail Finance. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions www.pay4later.com/consumer-support/ or visit www.pay4later.com .
Omni Capital Retail Finance is authorised and regulated by the Financial Conduct Authority, licensed by the Office of Fair Trading and a member of the Finance & Leasing Association. For more information please visit www.omnicapitalretailerfinance.co.uk.